Privacy Policy

A&L Insurance Agency Privacy Policy

We appreciate your visit to www.aandlinsuranceagency.com, your privacy and trust are important to us. This notice of our Privacy Policy is provided to make sure that our practices are clear with regard to how we use and disclose the information you provide to us via this site.

This Privacy Policy describes our practices regarding the collection, use, disclosure, and protection of the following types of information:

• Information obtained when you ("you" or "User") visit the www.aandlinsuranceagency.com website (the "Site").
• Information obtained through e-mail communications with you related to the Site.

This Privacy Policy does not apply to information we collect by other means, including offline, or from other sources. Your use of this Site constitutes your acceptance of this Privacy Policy and your consent to any action we take with respect to your information in compliance with this Privacy Policy.

We may change the terms of this Privacy Policy, so Users are encouraged to review this page from time to time. Your continued use of this Site following the posting of changes to the Privacy Policy means that you accept the changes.

We require you to provide certain information about yourself when you register with this Site. We also collect information when you participate in surveys or contests, or when you respond to requests for feedback.

The information we collect may include information from which you may be personally identified ("Personally Identifiable Information"), such as name, e-mail address, postal address, telephone number, and buying information (e.g., preferences or history). This Site only collects Personally Identifiable Information with your knowledge.

When you visit this Site, we may collect the IP address of your computer. We may also use automatic data collection technology to record other information that identifies your computer and tracks your behavior on the Site. We do not collect Personally Identifiable Information in this way, but if you provide us with Personally Identifiable Information, we may associate that information with the information that is collected automatically.

We use Personally Identifiable Information collected on this Site for the following purposes:

• To provide you with this Site and other products and services.
• To respond to your inquiries and contact you about changes regarding the Site.
• To provide you with e-mail and other notices regarding the Site
• For any other purpose disclosed at the time the information is collected or to which you consent.
• As otherwise specifically described in this Privacy Policy.

We also may use your information to better understand our Users and to improve our Site. For example, we may use this information to determine what portions of the Site are most popular and the demographics of our Users generally. Cookies and other User information also enable us to customize your experience on the Site. We may use IP addresses to help diagnose problems with our servers or to administer our Site. We may also use IP addresses to help identify a User during a particular session and to gather data regarding use of the Site.

We may use the information you provide us to send you e-mail and other communications on behalf of A&L Insurance. We do not sell or rent our subscriber list to third parties. All email newsletters will provide you with an opportunity to opt out of receiving future issues of the newsletter.

In the event that we use your information to send you e-mail and other communications on behalf of third parties, each of these communications will include instructions for opting out of receiving future third party offers from us. You may also opt out of receiving third party offers from this Site at any time by sending an e-mail to info@aandlinsuranceagency.com with the subject line "opt out – third party".

We may disclose aggregated, anonymous statistics about groups of many Users, and individual information that is not Personally Identifiable Information without restriction as long as no individual is identifiable by the information disclosed, and otherwise will not disclose your Personally Identifiable Information except as follows:

• To any successor pursuant to an asset sale, merger, consolidation, restructuring, reorganization, liquidation or other similar transaction involving A&L Insurance or this Site.
• When we believe such disclosure is required by law, regulation or securities exchange requirement or for the protection of persons or property.
• When disclosure is necessary to accomplish the purpose for which you provide it.

We use reasonable safeguards to protect Personally Identifiable Information we collect on this Site from unauthorized access, use, modification or disclosure. However, due to the design of the Internet and other factors outside of our control, we cannot guarantee that communications between you and our servers will be free from unauthorized access by third parties.

You may view and update information that you previously submitted to this Site by sending an e-mail to info@aandlinsuranceagency.com. A request to change information may not be accommodated if the request would conflict with legal requirements or result in incorrect information. Requests to view or change personal information may take a few days to process.

This Site is operated by:

A&L Insurance
717 Atlantic City Boulevard
Beachwood, NJ 08722-4009
Email: info@aandlinsuranceagency.com